Spending Smart: I Have a Budget, Now What?
So, in our last “Spending Smart” segment (I guess it’s a segment now, since so many people liked it), I discussed the art of budgeting and the very important first step: setting a budget. It’s really easy to get a lot of stuff when you don’t have a limit. This is why people go into credit card debt. They don’t see money disappearing or their pockets emptying. They just dismiss it as something to consider later. A budget is a way to consider now, and work within that construct in order to achieve a goal. Ok enough about that last segment.
Today I’ll go into the process, almost step by step, as to what I do when I want to buy gear. As much as I love photography as an art, I’m also a gadget and gear person. I accepted that I like stuff, but I do my best to be frugal about it. So this is what I do: [Read more →]